Credit Card & Debit Card Processing

Harbortouch's credit card processing services are available to merchants of all sizes in credit card processing virtually every business sector, including retail, restaurants, mail order/telephone order, e-Commerce, supermarkets/multi-lane, hotel/lodging and petroleum/convenience store.

With one of our state-of-the-art terminals, you will be able to accept all Visa, MasterCard, Discover, American Express, Diners Club and JCB cards for payment as well as private label and smart cards. Harbortouch is a full service processor providing all of our merchant account clients with in-house 24/7 customer service and technical support. Although we provide a wealth of standard credit card processing services we also have a variety of customized solutions to fit any businesses requirements.

Debit Cards

Over the past few years, we at Harbortouch have found that many of our customers (and many of their customers too) prefer to pay by debit rather than credit, cash or check. As this sector of the market grows rapidly, Harbortouch is at the forefront of offering this safer, faster and more cost-effective payment avenue to merchants of all sizes. Merchants who accept pin-based debit transactions reduce the cost of accepting credit cards significantly by paying a flat transaction fee rather than a percentage-based commission. Pin-based debit transactions virtually eliminate the possibility of fraud and chargebacks while standard options such as debit surcharges and 'cashback' are also available.

With one of our state-of-the-art terminals, you can take advantage of the fact that Harbortouch is connected to virtually every ATM, EBT and debit network, including NYCE, STAR, Explorer, Pulse, Maestro, Shazam, Cash Station, Jeanie, MPACT, AFFN, Quest and the Visa Interlink network which gives your customers multiple options and makes transactions at your register smooth, simple and profitable.


Whether you need a merchant account or already have an existing merchant account and are simply seeking a better rate, call Harbortouch today to speak with a sales representative or complete our pre-application to get the process started.